Saving $ 1000 just got easier with hack this financial advisor



They say money makes the world go round. If we don’t break our butt trying to gain more, we are thinking about how to spend it well or how to save it better. Now a lot more of us are also very concerned about investing it wisely (which I don’t think is a bad thing, I have to say).

The point is, many of us feel overwhelmed by discussions about money and convince ourselves that we are ill-equipped to make smart choices in this space. It really isn’t (ladies who think finance and investing are just for guys, I’m talking to you).

Victoria Devine spends a good deal of her time focusing on just that. The founder and host of the She’s on the money podcast is a multi-award-winning financial advisor who wants to help people, especially women, feel more confident in their financial decisions.

If you’ve listened to her podcast or seen her floating around on Instagram, you’ll know that Devine is filled with neat hacks that help people save money – so being the home of hacks, we at Lifehacker were immediately into it. intrigued when we heard that she’s written a book.

She’s on the Money: take charge of your financial future is Devine’s first book. It was written to “help you reach your money goals without skimping on brunch,” and is scheduled for release on June 16, 2021 (details here).

We’re lucky to have been treated to a sample of the How-To Guide to How-To Saving, and here are some of the best tips we found.

How to be a better saver

In the chapter “Save, Sister, Save!” Devine writes that “it only takes $ 27.40 a day to spend $ 10,000 in a year.” I don’t know about you, but it upset me a bit.

Here, she shares practical tips that will help you become a master of savings. Things like making your money “less accessible”; make sure you don’t blindly accept fees and charges because they come your way and you spend the time renegotiating costs like your rental rate (she suggests spending no more than 30-40% of your rental income).

However, perhaps one of the simpler hacks she has come up with is her savings bingo card.

In this section of the chapter, Devine shares that “One of my favorite digital assets to share with my followers is She’s on the Money savings plans.”

“Just pick an amount from the grid each week, put it in your savings, and tick it off like on a bingo card. “

She suggests taking the money out of your spending allowance or looking for options like selling items or buying a sideline.

Taking the bingo card approach means that you only focus on saving small amounts of digestible money each week, and it also provides a clear structure to follow. Plus, it looks like a game.

The way it was designed is that the bingo card is divided into 52 boxes, representing the weeks of a year.

In each box is a different number, and the total sum is your savings goal (in the case of the example in the book, it’s a goal of $ 1,000). You can find examples on the She’s on the money Instagram pages, or by downloading Devine’s financial gifts from the website here.

Savings bingo via the She’s On The Money Instagram instastory

Is it just me or does someone else feel like reading this book might help them sort out their lives?





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