The 34-year-old former Somerset shopaholic was spending £ 200 a month on parties and £ 150 on new clothes, but changed her ways to save money and buy property, making an impressive deposit of £ 50,000.
And, although they had to make some compromises to achieve their goal, they still found a way to afford some of life’s luxuries – but for a fraction of the cost.
Fiona Hawkes says it wasn’t easy, but worth it, and said, “It was a complete overhaul of our lifestyle for us.
“We made a lot of drastic changes, like getting rid of two cars and sharing one between us.
“Instead of going out every week with friends, we stayed at home and put them up, which saved a lot of money.”
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“For one night I was able to get beers and snacks for just 40p after the cashback.
“It also helps for food stores. For example, again this week I combined offers on an app in a supermarket to get four pot mixes at 5p each instead of 90p each.
It took them five years, but in the end the couple saved £ 50,000 to put up a healthy bond on their family home.
This inspired Fiona to quit being a chef altogether – now she’s a blogger who saves money, sharing tips and tricks to help others live better lives on a budget.
She has great advice for those looking to live well for less, get out of debt, or save a significant amount of money.
She says: ‘One thing that can really help is breaking your goal down into smaller chunks, so rather than being overwhelmed thinking you need to save a £ 30,000 deposit, do it in chunks of £ 100 or £ 300. .
“These add up to a healthy amount quickly.”
And, having the weird treat can help keep you going, she adds.
“Sticking to a money-saving journey can be very difficult, whether it’s saving for a deposit or paying off debt.
“Life can seem boring if we deny ourselves absolutely everything, so be sure to budget for the occasional treat.
“It doesn’t have to be huge, but you’ll appreciate it more.
“For example, if you typically have one takeout per week, reduced to once per month, you will save money and expect even more.”
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