Financial Contrast: Eastern Bankshares (NASDAQ:EBC) vs. Blackhawk Bancorp (OTCMKTS:BHWB)



Eastern Bank Shares (NASDAQ: EBCGet a rating) and Blackhawk Bancorp (OTCMKTS: BHWBGet a rating) are both finance companies, but which is the better stock? We will compare the two companies based on institutional ownership strength, risk, valuation, analyst recommendations, earnings, dividends and profitability.

Analyst Notes

This is a summary of current recommendations and price targets for Eastern Bankshares and Blackhawk Bancorp, as reported by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Eastern Bank Actions 0 1 1 0 2.50
Blackhawk Bancorp 0 0 0 0 N / A

Eastern Bankshares currently has a consensus target price of $24.50, suggesting a potential upside of 16.06%. Given Eastern Bankshares’ likely higher upside, equity analysts clearly believe Eastern Bankshares is more favorable than Blackhawk Bancorp.

Risk and Volatility

Eastern Bankshares has a beta of 0.97, indicating its stock price is 3% less volatile than the S&P 500. In comparison, Blackhawk Bancorp has a beta of 0.4, indicating its stock price is 60% less volatile than the S&P 500.

Profitability

This table compares the net margins, return on equity and return on assets of Eastern Bankshares and Blackhawk Bancorp.

Net margins Return on equity return on assets
Eastern Bank Actions 25.67% 6.05% 0.88%
Blackhawk Bancorp 20.67% N / A N / A

Institutional and insider ownership

59.0% of Eastern Bankshares shares are held by institutional investors. 1.4% of Eastern Bankshares shares are held by insiders. By comparison, 26.8% of Blackhawk Bancorp’s shares are held by insiders. Strong institutional ownership indicates that large money managers, endowments, and hedge funds believe a stock will outperform the market over the long term.

Dividends

Eastern Bankshares pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Blackhawk Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.5%. Eastern Bankshares pays 38.8% of its profits as a dividend. Blackhawk Bancorp pays 11.2% of its earnings as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years.

Valuation and benefits

This chart compares revenue, earnings per share (EPS), and valuation of Eastern Bankshares and Blackhawk Bancorp.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Eastern Bank Actions $628.31 million 5.99 $154.66 million $1.03 20.50
Blackhawk Bancorp $60.84 million 1.56 $13.62 million $4.28 7.71

Eastern Bankshares has higher revenue and earnings than Blackhawk Bancorp. Blackhawk Bancorp trades at a lower price-to-earnings ratio than Eastern Bankshares, indicating that it is currently the more affordable of the two stocks.

Summary

Eastern Bankshares beats Blackhawk Bancorp on 12 out of 15 factors compared between the two stocks.

About Eastern Bankshares

(Get a rating)

Eastern Bankshares, Inc. operates as a banking holding company for Eastern Bank which provides banking products and services primarily to individuals, businesses and small businesses. It operates in two segments, banking business and insurance agency business. The Company provides interest-bearing and non-interest-bearing checking deposits, money market deposits, savings deposits and term deposit certificates, as well as debit and credit cards. It also offers commercial and industrial loans, commercial real estate and construction loans, small business loans, residential real estate loans, equity and lines of credit, and other consumer loans including lines of unsecured personal credit, overdraft protection, car loans, home improvement loans, airplane loans and other personal loans. In addition, the company provides cash reserves, cash management, merchants, express escrow, government banking, international banking, attorney trust account interest, retirement planning and business telephone banking, and not-for-profit products and services. and health care. In addition, it offers trust and investment products and services; community development and asset-based lending services; financial planning, portfolio management, wealth management, private banking and fiduciary products; online, mobile and telephone banking; and automated post office box collection and account reconciliation services, as well as various insurance products. As of December 31, 2021, the company operated 105 branches in eastern Massachusetts and southern New Hampshire; and 23 out-of-branch offices in eastern Massachusetts, one office in New Hampshire and one office in Rhode Island. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.

About Blackhawk Bancorp

(Get a rating)

Blackhawk Bancorp LogoBlackhawk Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. The Company offers personal banking products and services, including checking, savings, health savings and money market accounts, as well as certificates of deposit; personal, auto, student, and home improvement loans and home equity loans; and lines of credit and credit cards. It also provides business banking products and services, such as Business Verification, Business Interest Verification, Business Scanning, Small Business Verification, Business NOW, Health Savings, and Money Market Accounts. ; small business commercial, development, term, equipment/capital and administrative loans; lines and letters of credit; debt financing; and corporate credit cards, as well as cash management solutions. Additionally, the Company offers payments and transfers, mortgages, financial planning, wealth management, stock brokerage, investment management, commercial banking and online banking and mobiles, as well as installment loans. It serves individuals, businesses, institutions and governments through its 11 full-service banking centers in northern Illinois and southern Wisconsin. The company was founded in 1881 and is headquartered in Beloit, Wisconsin.



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