5 reasons why you didn’t get a stimulus check


There are at least 5 reasons why you haven’t received a Stimulus Check yet.

Here’s what you need to know.

Stimulus Checks

Last week, the IRS began sending out stimulus checks to tens of millions of Americans. These stimulus checks — also known as Economic Impact Payments — are part of the CARES Act, the $2 trillion stimulus package. If you qualify, you can receive up to $1,200 and $500 per dependent 16 year old or younger. However, many Americans have not received a stimulus check. You may be wondering, “Why didn’t I get a stimulus check?” Here are 5 reasons why.

1. You do not qualify for a stimulus check.

To qualify for the full stimulus check, you are a US citizen or permanent resident who filed federal income taxes for 2018 or 2019. If your adjusted gross income is below these numbers, you may qualify for a $1,200 stimulus check:

  • Single filer: $75,000
  • Head of household: $112,500
  • Married/Joint Actor: $150,000

If your Adjusted Gross Income is higher, your Stimulus Check amount will be reduced by $5 for every $100 more in Adjusted Gross Income, up to the income limit of $99,000 for individuals and $198,000 for married/collective earners. if If you’re receiving Social Security, Disability Assistance (SSDI), Survivor’s Benefits, or Railroad Retirement Benefits, you’ll automatically receive a stimulus check. If you have a dependent over the age of 16 (including a high school student, student, or dependent parent), you will not receive $500.

2. You have not submitted a tax return.

To qualify, you must file a 2018 or 2019 tax return (if you are required to do so). The amount of your stimulus check is based on the adjusted gross income listed on your federal tax return. Your stimulus check is not based on your current income. However, there are some Americans who don’t have to file federal tax returns and can still qualify for the stimulus check.

3. You recently filed a tax return.

If you recently filed your federal tax return (specifically, a paper return instead of an electronic return), it’s possible that your tax return is still being processed. The information on your tax return can affect how much money you get. It’s frustrating to wait, but hang in there.

4. You received the wrong amount or no money for your loved ones.

Treasury Secretary Steven Mnuchin said 80 million Americans should get their stimulus check this week. While most got their stimulus check, there were technical glitches. Some taxpayers who say they included their direct deposit information on their federal tax returns did not receive a stimulus check. Other taxpayers reported receiving an incorrect amount on their stimulus check, including those who reported not receiving an amount for their qualifying dependents. Technical glitches are never fun. Within 15 days, the IRS sends a letter to recipients of stimulus checks. This notice should include information on how to contact the IRS if you have a problem with your stimulus check.

5. There was a technical error.

If you’ve experienced a technical error, you’re not alone. If you have visited the IRS website and attempted to check your payment status using the Get My Payment online portal, you may receive the following message: “Payment status unavailable.” Other taxpayers may have been “locked out” from the IRS website due to an apparent security feature. Why and how could this happen? There are several possible reasons including you may not qualify for a stimulus check, you have not filed a tax return, your tax return has not been processed, you have recently shared your direct deposit information through the non-filer online portal, or your identity could not be verified. You have several options. You can wait until the online system is fixed. You can wait for a direct deposit (if you have shared your information) or a stimulus check in the mail. Or you can contact the IRS directly.

Not sure if the IRS has your bank account information? You can provide your direct deposit information in the Get My Payment tool available on the IRS website. If you did not receive a tax refund in 2018 or 2019, or if you are paying the IRS on an installment plan and would like a direct deposit stimulus check, you should use the Get My Payment tool to provide your information.

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